MTD Software for Roofers (UK, 2026): Automatic Quarterly Tax Submissions

Materials, scaffolding, access hire — roofing costs are heavy, and claiming them properly matters.

From April 2026, Making Tax Digital for Income Tax requires self-employed people to keep digital records and send HMRC quarterly updates once gross income passes the threshold (£50,000 from 2026, £30,000 from 2027, £20,000 from 2028). For most full-time roofers, that means quarterly reporting is coming — and the smart way to handle it is automatically.

How MTD Software Captures Roofers Expenses Automatically

A roofer's deductible costs typically include:

• tiles, felt and materials
• scaffolding and access hire
• safety equipment
• van and travel

Photograph the receipt and AI reads the supplier, date and amount, then files it under the correct HMRC category in seconds. No shoebox, no month-end sorting — and nothing claimable slips through.

Logging Roofers Income for MTD Without Manual Entry

If you quote and invoice jobs in Sleepless Tradesman, your income is already recorded. Mark an invoice paid and it flows straight into your accounting — no re-typing into a separate ledger. That is what makes quarterly figures effortless: the numbers are built from work you have already done.

CIS deductions, handled

Many roofers work under the Construction Industry Scheme, with tax deducted at source by contractors. Those deductions and your subcontractor payments are part of your tax picture — recorded alongside everything else so your quarterly figures and year-end position are right, without you keeping a separate tally.

MTD Quarterly Submission Figures for Roofers Businesses

Your cumulative quarterly totals are calculated for you in the categories HMRC requires, with the deadline on screen and a reminder before it lands. Review and submit, or export a clean summary for your accountant. See the full accounting features.

MTD Income Thresholds for Roofers

Making Tax Digital for Income Tax applies once your total self-employed income passes these annual thresholds:

Quarterly deadlines fall on 5 Aug, 5 Nov, 5 Feb and 5 May. Miss one and HMRC issues a penalty point — four points in a year triggers a £200 fine.

What Counts as Income for a Roofer?

All payments for roofing work count toward your MTD total — tiles and felt reroof, flat roof repairs, lead work, fascias and soffits, guttering. Supply-and-fit jobs: the full invoice value is income, and the materials cost is your expense. If you work under CIS for main contractors, record the gross amount before deductions.

Day-to-day, every invoice you issue must be recorded digitally — no memory, no paper ledger. The simplest way to stay compliant is to issue invoices through software that captures them as they go out.

Switching from a Spreadsheet to MTD Software

If you've been using a spreadsheet or paper records, the switch takes less than an afternoon:

1. Sign up and enter your business name, trade and UTR number
2. Connect your business bank account (optional but saves time on reconciliation)
3. Import any outstanding invoices or enter opening figures for the current tax year
4. Start creating invoices and photographing receipts in the app — they feed the accounts automatically
5. At each quarterly deadline, review the pre-calculated summary and submit to HMRC in a few clicks

HMRC requires digital records from the start of your first MTD accounting period. Starting before the threshold year means you'll have a full year of clean records when the first submission is due.

MTD Software Comparison for Roofers

Frequently asked questions