Tradesman Van Running Costs Calculator
See the true annual cost of your work van — and whether HMRC mileage rates cover it.
For cash purchase, this is used to estimate depreciation (~15%/year). For HP/Lease, enter your monthly payment below.
Standard commercial van rate 2026: £320
Breakdown cover, repairs, parking, tolls, etc.
Annual cost breakdown
Your actual costs exceed the HMRC allowance by £998. Consider keeping actual cost records.
HMRC mileage rate of 45p/mile for the first 10,000 business miles covers the vast majority of van running costs for lower-mileage tradespeople. At 20,000+ miles/year, actual costs often exceed the allowance — consider keeping actual cost records instead.
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Frequently asked questions
Common questions about van running costs and HMRC mileage allowances for UK tradespeople.